Hey there! I'm sorry to hear that you guys are struggling! It sucks when the addiction cycle spins out of control and you feel like there is no way out.
I have been very lucky to have been able to afford rehab multiple times, however, I have found it to be the biggest waste of money ever.
Everything that is offered in rehab can be done outpatient, except, perhaps the detox. There are places that will do a bupe or methadone taper outpatient, but if you want a medical detox than perhaps a seven day detox would be a good idea.
Most rehabs are glorified 12 step programs. Most do not even offer any Cognitive behavioral therapy. They usually throw you into groups run by people who may or may not have any degree in anything. Some offer great ammenities like yoga, equine therapy etc. but all this crap you can get on a great vacation....it has little to do with getting or staying clean.
The thing about rehab is you are put in a little bubble that is not anything like real life and in 30 days you are dumped back in the very environment you used in.
This is only my opinion and I hope others will weigh in, but I never met anyone who rehab was ever helpful for.
If you have insurance, then you can access therapy, which is where all the changes will take place anyway, and you can do it while still working.
Are you guys willing to try MAT? Methadone or Bupe can bring the much needed physical stability so you can get what you need out of counseling. As a married couple (of which I am a part of too:) ), you not only need couples therapy, but individual. They are both important. You can also do the NA/AA thing or a non 12 step alternative such as SMART recovery, SOS, Lifering etc.
I think your money would be better spent on a kick ass vacation after you get some stability under your belt. The US rehab industry prays on desperate addicts, charging them, and their insurance, thousands of dollars for services you can most certainly access from home.
I understand the urge to "check out of life" for 30 or 60 days, but reality comes slamming back down after discharge and you will be dumped back into life with all the same stressors and triggers. The only thing the stay will provide is a lower tolerance...hence why people overdose after rehab.
Again, these are just my personal observations over my past 20 years of using. I finally found my way with methadone and counseling...was never able to do it with 12 steps, rehab or anything else. I wish I had all the thousands upon thousands of dollars I spent looking for a way out...I'd be on a whirlwind world tour right now!!!
Good luck with whatever you choose! Addiction sucks!